CTFO CBD Home Business

What Is CTFO And There CBD Hemp Oil Products

CTFO Review
CTFO Review

CTFO is a network marketing company that offers a home business opportunity and has a line of CBD Hemp Oil products. CBD can be used for a number of different issues. We have all kinds of different products that are geared towards different ailments. There are sprays, creams, roll-ons, supplements and oils. Each one of these items can be used to suit your daily needs and they all serve their own great purpose. Our products cover pain relief, nausea, skin conditions, anti-aging and general health. The best part about our products is that they are all cruelty free which means these products were not tested on animals first. CTFO prides itself on being a company that is all about your health and wellness. Read the CTFO Review to learn more about cbd oil and the business that is available.

How Is CTFO CBD Hemp Oil Obtained?

Our hemp is sourced from top of the line industrial hemp farms. These hemp farms produce some of the richest, high content, CBD Hemp in the USA. Our CBD is completely isolated through CO2 extraction and crystal precipitation. Our CBD is also extracted from some of the best, highest grade, pesticide free, Non-GMO hemp in the world. This hemp can be located on what is known as an industrial hemp farm. These industrial hemp farms are fully compliant with the State Department of Agriculture regulations and are large US distributors of Hemp, rich in CBD, CBG, CBC, and CBN.

CTFO Is A Company That Is Committed To Your Growth And Health

The company is committed to having the highest quality, lowest priced products on the market, but more importantly, we vow to always provide the most lucrative, unique and powerful business opportunity ever created. The company invites you to become fully familiarized with all aspects of our amazing product line and our totally unique business. There are absolutely no gimmicks or rip-offs to be found on this company’s site, and you’ll find that the deeper you dig, the better CTFO and their CBD hemp oil products gets.

In October 2018  an additional 25 new products to its line bringing the total number of CBD related products to 50. below is a picture showing many of these new hair, skin and body care products along with several new CBD oils.

CTFO Added 25 New CBD Products To Its Line Of 50 CBD items.
CTFO New CBD Products – Click the picture above to super size it and see the new CBD products available.

Start your own home business with 50 CBD oil products. This business can be done from home or you can pass out business cards and set up at fairs and festivals. You can build your CTFO business from just about anywhere. Visit CTFO in the United Kingdom which is our 2nd largest country in the CBD business. Out team has hundreds of people that have joined.

Build A Strong Home Based Business With These Tips

The economic difficulty we are facing seems to be growing. Jobs are scarce and many major corporations have closed many buildings across the country. Things can seem like they’re not going to look up, but you can make things work. Read on to learn how to handle the current bad economic news.

Reward your customers for recommending your business to their friends and family. The best advertising is of course word of mouth, as everyone values a friend’s recommendation more than marketing materials. And when you reward your customers, you are helping to make them more loyal as well.

Make sure you keep up-to-date business records. If you ever find yourself audited, it will be necessary to prove your business expenses and income. Keeping detailed records will also help track how well your business has been doing and you can look back on monthly reports to see where you need improvement.

You should always determine how much start up capital will be required to start your online business. Home businesses have a cost involved to operate them, but it usually less than a traditional business. Do not waste money by not knowing what you need.

When you are creating a site for your business, you must ensure that your domain name is easy for people to remember. If you pick a domain name which is hard for people to spell or remember, people are less likely to visit your site. Your domain name should be short and to the point.

Search Engines

SEO is the best way to improve visibility on the Internet for any business. Search engine optimization, sometimes simply called SEO, can be used to get your home business enterprise more traffic by increasing your visibility on search engines. If you want to get started with SEO, remember that very popular search engines have a dashboard for which to submit data that will help them find you easier. There are also ways to format your own website, and any decent web developer will be capable of implementing such formatting.

Set your work schedule. With your hours clearly set, you know when to start and stop your work day. This keeps you from working every minute of the day. Sticking to your schedule will help you to stay on track and separate your home and work life. In this way, you will still have a personal life come the weekend.

While the comfort of working from home is enticing, the lack of human, face-to-face interaction may make the job more difficult than you think. Try to get out of the house during the week to personally stay in touch with others.

Speak to an accountant so you know about expenses that count as deductions when you do your taxes. Make sure to talk to them prior to starting your business so that you can keep track of your expenses in those areas. You need to know what kinds of items you can write off so that you properly document expenses.

As this article told you in the beginning, you’re probably aware of the depression that the country is in. This could be the answer to all your financial problems. Apply the tips you just read and educate yourself a little more about home based business strategies.

Having A Home Business You Can Be Proud Of

It is nearly everyone’s dream to run their own business. Perhaps it has been something your thinking about recently. Being able to decide on your own schedule and make all the decisions can be a good thing. Keep reading to find out some great advice concerning your own home business enterprise.

Starting a business that you can work on from home can be enjoyable and challenging at the same time. What will your niche be? What fields or areas do you have a particular talent in? Make sure you spend a lot of time researching before you put all of your eggs in one basket. You should also network with other people who have successfully started their own businesses at home.

Make your home office as comfortable as possible, and stock it with all necessary supplies. Although it may seem trivial, people find it hard to get down to work if they are not comfortable with their space or they do not have the proper supplies.

Check into the backgrounds of any potential employees who you want to hire for your home business enterprise. Employees need to be able to keep up with your business, so make sure that their backgrounds indicate that they are skilled and reliable.

Come up with a name for your business that has meaning. Purchase your business domain name even if you do not yet have plans for a company website. Registering a domain name is inexpensive and prevents someone else from taking the name you want. Just put up one page for now until you decide if you want to expand to a full website.

Follow all of the laws in regards to your home based business. You may face shutdowns or fines if you don’t. Even if you follow all the regulations, you have to be sure that you keep a low profile. Sometimes this translates into limits on signs, as well as noise constraints. Stay invisible.

Mailing List

Create a business mailing list for sending direct mail. Make sure not to spam your customers. Many companies use mailing lists so subscribers can learn about new products and any promotions. Another approach is to schedule regular newsletters, coupons, or product information emails. Let people join your mailing list by signing up on your website.

Use affiliate opportunities to market the products you have. Make a banner that links to your website to place on other business websites, and then put their link on your website. Joining other successful affiliate marketing opportunities within your niche can help you promote your own products. This will bring a boost to your income without any work on your part.

Business Niche

Identify your specific business niche. Locate the type of customers who fit well with the products you sell. Once this is done, making sales will become easier. See what friends and business associates think about your business niche. Find out if they can refer you to customers, too. The Internet is a great place to market your business, and social sites are a great way to spread the word.

No matter the business you are looking to run from your house, the most important thing is to serve all of your customers well. Your success depends on your professional ability to manage your business. Keep learning about how to run a successful business. Your home enterprise will start taking off before you know it.

Easy To Understand Tips And Advice About Work From Home Business

Running a business from home comes with many benefits, such as flexibility as to when you work, how you run your business each day and more. You will be a part of something that means a lot to you, as well. Interested in starting one? Look to the tips here to help you reap the rewards today.

Keep your business phone line separate from your personal line. This helps avoid you answering the phone unprofessionally and helps customers see it as a business.

Discussion groups are available online that are filled with professionals running businesses from home. This is great for networking with others in the business and can help you promote your services and products. You never know where a contact may take you or what sales could result from a connection that you make.

When you have a product or service to sell, always check out what your competition is charging. Looking through other websites in your industry will serve as a great barometer for pricing, and often enables you to choose a competitive price. Do not talk negatively about others to garner business, just focus on playing up your good qualities.

Professional Looking

Invest in professional looking, quality business cards. You can actually find very nice, professional looking business cards through a few different online businesses for very low cost or free. Make sure to include information such as your name, business name and phone number. Don’t forget to include your email and website addresses. This makes it easier for customers to contact you in different ways.

Use your finances wisely by tracking every business expense. Include everything that you spend on your business, transportation and ISP service are common examples. When you’re a business owner, you can use many of your business-related expenses as tax deductions. Even if the amounts are small, it will save you money on your taxes.

Taking advantage of the power and the reach of the Internet is one of the better ways you can market your business, ensuring you are getting as much income as possible. There are many ways to market your online business online, including article marketing, blogs, forums and email lists. This can increase your company’s visibility and customer base, thereby maximizing your profits.

Starting a home based business takes a considerable amount of time and work. If your business will negatively impact your family’s daily activities, it might be best to rethink your approach.

You need to promote your online business whenever you can. If you are chatting with people and the conversation somehow pertains to your business you should bring it up. You should have business cards available to hand out in places as well.

Working from home in your pajamas is as fun as it sounds, but don’t be surprised if you end up missing that human interaction that you can only get from being out and about in the workplace. Make sure to get out, go to other locations, and involve yourself with others to maintain your personal interactions.

Make sure you have proper liability insurance in place for your business. Remember, this is very important if you plan on having people visit you at your business. You’ll be protected if they slip on ice outside or end up shocking themselves on a broken light switch.

You should spend time in creating a detailed and well-documented business plan as soon as you begin to consider an at-online business opportunity. This avoids wasteful use of your resources in connection with your business, whether those resources are time, energy or money. Organize your intentions into a report, and hire a business consultant to tweak it for you. They will help provide an analysis of your plan. If your plan is deemed solid, get started on it. Once your business is started, you’ll be able to go over the details more carefully.

Operating your own work from home business need not be arduous. Make a plan and then stick to it, if you want your online business to flourish. There is nothing like calling the shots and determining your own hours. These tips can really help!

Learning How To Achieve Work From Home Business Success

A home business enterprise can provide full-time or supplemental income. If you have the time to dedicate to a home business, then you’ll find it to be a sound investment. This article can give you a great understanding of the benefits of a home based business.

If your home-based business requires you to drive during your working hours, be sure to track your mileage and collect receipts for the gas required. Any business related travel expenses can be claimed at tax time. It is important to keep close track of these records in case you are audited in the future.

Draw up a workable schedule so your business doesn’t interfere with your personal life or vice versa. Determine the time of the day in which you refrain from taking business calls. It is important to set aside time for yourself, your family, and your friends.

One option of earning money from home is to offer lessons in a skill that you have. Many people would rather learn privately rather than in groups. Anything related to hobbies, like photography, art, or music, may be taught in a home environment.

A PO box is crucial if you are trying to start a work from home business. Do not use your home address, as this does not look professional. This can help you to be sure that your identity is safe, and it can keep your family safe too.

Business Cards

Everyone should have business cards. Look for business cards online, they are very economical. Include all of your important information, such as your business name, your name, contact number, email and website address. Include your business’s email address and the URL of your website on the business card. All of this information gives current or potential clients multiple avenues for getting in touch with you.

Set daily goals. Though you may not get to some things, having goals does allow you to achieve more in the long run. Set realistic boundaries around the house during your work-time to keep the family away from the office.

Make sure you keep up-to-date business records. If an IRS or local audit occurs, you will have to provide proof of income and expenditures. Also, when you keep your records, you can see the success of your business by month.

Make your work area safe. You should have a fire extinguisher, as well as a carbon monoxide and smoke detector. If you use the computer frequently, you also need a computer setup that fits you properly. You can save a lot of money on insurance by having a proper fire safety setup. Having a workspace that is ergonomically sound will help you from developing a repetitive stress injury.

If you are running a online business, one of the most important things to consider is the distractions that may be present in your home. Try to remove those distractions from your surroundings so that you can get into the rhythm of working uninterrupted.

When you work at home, it is quite easy to let work take over your life. This is why you need to set a specific place where you do all of your work. As the day comes to an end, take some time off that’s not spent working, such as time with your family and friends.

Keep a mileage log if you have to drive for business purposes. You can deduct those two things on your taxes, and the write off can be very lucrative. Your tax deduction can become an extremely substantial and useful amount.

Want to be fat, unhealthy and too tired to work? Sit in your computer chair all day! You are the only one who can force yourself to be active, even when working! Perform a few squats or lift some weights while working. Every day you should take a run or walk. Stay in shape and stay healthy and happy.

You can get the flexibility and diverse job assignments you want with a online business. You can just do it as a hobby, or it can be your full-time job. These tips were written for the purpose of building the foundation beneath a profitable empire.

Building A Successful Home Based Business Takes Time

A home based business can help you balance your life and adds extra income. But, to have a successful home business enterprise means you need to know how to make a profit, something many people have problems with. There is a lot that needs to be done in order to start a profitable online business that will stay successful over time. This article will share expert advice that will help you and your business profit and thrive.

If you need the Internet for your enterprise, take advantage of tax deductions. You may deduct up to half of the expense of service, even if it is also used for personal reasons.

Don’t just do the bare minimum to keep customers happy. Include a special gift and a thank you note when you send them their order. Always remind them that you are grateful for doing business with you. People really enjoy getting something for nothing, it can make them feel wanted. Prove to them that they are an important piece of your success!

You need to give yourself breaks while you’re working from home, but be sure that you don’t become too distracted during these breaks. Don’t make long phone calls or work on home improvement projects. A trip outside or a bit of exercise can reinvigorate your body and mind.

If you have artistic talent, you can start a business providing graphics design services to local businesses. Most small businesses prefer independent contractors because of their flexibility and lower prices. This is a big advantage that you’ll have over national companies!

Affiliates can be used to help you to market what you’re selling. Trade your affiliate links with others so that you can get more traffic coming to your business. Joining other successful affiliate marketing opportunities within your niche can help you promote your own products. This lets you boost your own revenue without adding more work or inventory for yourself.

Always maintain immaculate records with your online business. You need to be able to account for every penny, as well as justify deductions, with valid proof in the event that the IRS ever approaches your business for review. Also, when you keep your records, you can see the success of your business by month.

When it comes tax time, you want to make sure that you are taking all of the deductions and credits available that you can legitimately qualify for. If you claim all of your deductions, you will save a lot of money on taxes.

When you first open your online business, determine how much you need to set aside for initial costs. While a home business enterprise may have less start-up costs than a traditional business model, there will still be some expenses. You can avoid losing a lot of money if you plan out the costs of running your business.

Business Enterprise

Ensure that your home based business is started off on the right foot by getting those closest to you on board. Managing a home business enterprise can be tough, a bit stressful and very time consuming. Your home business enterprise is less likely to succeed if your family will not help you.

Self-promotion is key to a successful home business. Since you own your home business enterprise, you’re going to have to speak with many potential customers. You don’t want your clients to feel that they are receiving an inferior service or product. You must know how to promote your business if you want to achieve serious success.

If your goal is to decide when and how much you work, then starting a home business is the best way to do it. But to be a success, you must know how to make sure the company makes a profit and thrives. It doesn’t need to be hard to make money from your business. Running a business from home can be more than worth your time and bring about many advantages.

Online Business 101: The Basics And More

Starting a business from home and being your own boss is something millions dream of. Make sure to continue to gain knowledge to put yourself in the best position to succeed. Apply the advice in this piece and start a lucrative, efficient business.

It is especially important if you are running a home business to keep track of all your receipts for fuel and to keep close track of the mileage you use. Such expenses are wholly deductible, no matter how long or short the trip. It is crucial that you have proof that this was necessary.

Focus your online business efforts on keeping current customers happy. If your customers are happy, you will generate a lot of return sales. A happy customer base will return again and again.

You should know exactly how much a product costs to make, if you plan on selling something that you created. Wholesale mark-up could double the price. A standard price increase for retail would be the wholesale price multiplied by two. You must find a price-per-product that you know will satisfy both your budget and your customers.

Check into the backgrounds of any potential employees who you want to hire for your home business enterprise. You need to be certain that all of your employees are skilled and reliable so that they don’t destroy your business.

When you work at home, strive for the same type of self-care you would perform if you were working in a professional office environment. Working from home can be convenient and fulfilling, but if you simply roll out of bed and start working your personal hygiene may take a hit. Shower regularly, don’t snack too much, and have an exercise routine. Doing these things will make you feel like a superstar and make others think you are a superstar!

Set goals you want to achieve daily. When your goals are achievable, this will keep you motivated. When you work from home, it is important to set boundaries. This way, your family will know when you need to dedicate your time to work.

Have a clear business objective, which is a simple description of your business stated in one or two sentences. The main idea is that you want to establish your company’s goals and purpose for existing. Be sure to explain what makes your company unique and its goals in these sentences.

Follow all of the laws in regards to your work from home business. Fines may result if you do not abide by the regulations in place. Also remember that a neighbor-friendly attitude goes right along with making sure you comply with the letter of the law. That translates into limitations on signs you can post and the amount of traffic noise that will be tolerated. Don’t draw too much attention.

Make sure you develop a game plan when you are running a home based business. Even small home businesses need to have clearly delineated goals, a good picture of any needed resources and some strategies for meeting the goals. A well-thought out business plan will provide you with guidance and help keep your business headed in the right direction as it grows.

What is your niche? Locate the appropriate customers for the product you are selling. When you do that, it’s easier to sell. Talk to your family, friends or business associates about the niche you are interested in. Then, ask them to share your name. Trade shows are important to attend if you want to gather more clients.

Designate a space in your home to serve as a dedicated work area. Keep everything organized in your home, and make sure you have plenty of space to do that. Organization is a very important part of building a successful home business enterprise, and having your own business space will help you achieve this goal.

You must make a decision as to how much you will charge for your merchandise. You have to figure in the cost of the product in order to know how much you will make from selling your product. A standard formula for finding this is to use the production costs of your product and to multiply that by two. This is the price you need to charge other people when they buy from you at wholesale prices. Multiply the cost by three to get retail price.

You want to promote your home business as often as possible. In casual conversations, if the topic has to do with your home business enterprise, then mention it. As well, carry business cards at all time, and give them out when the time is right.

Many people aim to own a online business. In order to succeed in this type of enterprise, obtaining the right type of advice is critical. By using the strategies that this article shared, you’ll have a little more control over how well your home based business does.

The Greatest Home Business Tips On The Internet

Most people have entertained the idea of being their own boss. You have probably thought about it as well. It can be quite an attractive idea to work on your own schedule and decide how you want to do things. This article will help you manage your home business.

Be prepared to describe your business in a nutshell. Boiling your business’ offering down to a sentence or two will help you impress possible clients when you are out. This can also be your slogan and help you sell your business.

It is challenging starting a home business, but you can get the job done. You should start by finding your own niche. You need to be an expert in the field. Do your research before aggressively pursuing only one thing. Be sure you’re networking with other people that are doing well with home businesses.

Take the time to figure out your total costs to produce your product. Not knowing the exact figure can lead to you losing money. Generally, companies charge wholesale buyers double what the item cost to make. Retail pricing mark-up is twice the wholesale price. Set your prices at a level that is fair for you, as well as your customers.

Set goals you want to achieve daily. When your goals are achievable, this will keep you motivated. Establish boundaries for a home based business so that your family can respect what you are doing.

Record all the money you spend on your business, and you will have the opportunity to get money back at tax time. Expenses may include the cost of Internet services, work-related mileage and office equipment or supplies. When you run a business, a lot of your expenses are tax deductible. Even trivial expenses can mount rapidly, and it’s foolish to simply let the government keep even a fraction of your profits.

Follow all of the laws in regards to your home business enterprise. If you don’t, you may end up being put out of business or charged hefty fines, and that can be quite embarrassing. Even after becoming fully compliant with all applicable regulations, maintain your professional composure at all times, especially with neighbors who may be bothered by a business next door. That translates into limitations on signs you can post and the amount of traffic noise that will be tolerated. Ideally, you want your neighbors to be unaware that there’s a business next door.

Be sure you save enough money to meet your tax obligations. Your taxes are going to be roughly 20 percent of profits, and if you set aside when it is earned, you will not have problems when it comes time to pay.

Consulting with an attorney who specializes in business law is an important step when you’re starting a home business. Laws regarding work from home business vary from state to state. A legal professional can inform you of the laws in your state, which you must act in accordance with to avoid noncompliance issues.

You must provide excellent customer service in order to operate a successful business. Since your business success depends on you, hard work and doing your homework is essential. To make sure your business is as good as it can be, don’t stop learning about new strategies. You will soon be a successful online business owner.

Online Business Success Can Be Yours Right Away

Most people have thought about being their own boss and running their own business. I’m sure that you have thought about this too. It’s pretty amazing to set your work times and call all shots, yourself. Keep reading for more home based business ideas.

Determining a fair price-point for any home-made goods you sell is critical, so ensure you have an accurate idea of your production costs. Wholesale sellers often offer their products at twice the cost to make them. Usually, standard retail is double the price of a wholesale item. Try and establish a price-point that benefits both you and the consumer.

When you launch your home-based business, email your family members, friends and colleagues to let them know about your new venture. Offer them a freebie or discount to help get your business started. Also, you will want to tell them to get the word out. People who spread the word about your business to their friends can be extremely helpful.

Business Plan

Write a detailed business plan for your home business enterprise. You may change the business plan over time, or you might even completely disregard it. A good business plan guides your direction and provides you with goals that you are hoping to accomplish. Your business game plan should be rehashed every once in awhile.

Be sure to set some money aside for paying taxes. Business taxes typically range between 15%-20%, so put away about that much to avoid having to come up with it at the end of the year.

Help your online business build a web presence through SEO. Home business owners who are implementing online marketing strategies and hoping to reach a broader audience will find SEO an invaluable tool. If you’re interested in optimizing your site for search engines on your own, there are many guides that will help you along the way.

Make sure you have enough help if you’re running a daycare from home, especially if you have a lot of kids. There is so much that goes into running a daycare, from feeding the kids to giving them nap time, to just simply keeping an eye on them. Not having enough help will be enough to drive you nuts.

What distractions are in your home? Identify them and then look to solutions for keeping them at bay so that you can be as productive as possible.

You should always try and sell a products that satisfies a need that people have. People are interested in purchasing items that successfully resolve an issue that they face on a daily basis. If you are able to come up with a solution for an issue that you have, it will probably be popular with others.

When starting your home-based business, research the going rates for area businesses that offer a similar product or service. Set your prices to be competitive with the going rates of similar businesses. Think about what you are offering, how much you feel that service is worth and set up your prices accordingly.

Liability Insurance

Check into liability insurance. This is good to know if people will visit your business at home. Liability insurance protects you in the case of any accidents related to your work from home business or that occurs on your property.

Put together a solid business plan before going any further with your work from home business. Create a plan and talk to a consultant about looking at it before you start. They can provide you with an objective. A solid plan will allow you to get down to business quickly and efficiently. As you are getting your business going, you can then hatch out the details.

Among the most critical tips for work from home business operators is to observe a regular workday. You probably have other priorities, like family and friends, and you do not want to shirk these responsibilities. Not adhering to a schedule will lead to burnout and an unhappy family life. A schedule is difficult, but over time you (and your friends and family) will become used to it.

Regardless of the business you start, the key is to make sure you serve customers well. You are the boss and your success is up to you. Keep learning tactics that will help you in running a business. Soon, your home business enterprise will be flourishing.

Solid Home Based Business Advice You Can Put Into Practice Today

There are innumerable benefits to being a work from home business owner, including flexible hours and the chance to be your own boss. You also have the ability to run an enterprise in which you really believe. Read on to find out how to enjoy working from home.

Save gas receipts and document mileage if your work from home business involves any driving while you are working. Even if these expenses aren’t much, you should be able to get 100% deducted from your taxes. However, you do need to be able to verify that all expenses were in the interest of generating profits for the business.

Can you describe what your home business enterprise does within the span of an elevator ride? If you can summarize what your business does in just a few sentences, you are much more likely to impress potential clients in social settings. These sentences should include the critical points of the business, giving you a starting point for a good slogan.

There are lots of forums and groups online that can provide you with information about starting your work from home business. A quick Google search will find you several good sites that offer useful information. In addition to forums, you may find great information in a number of blogs.

One thing you can do to make an income from home is to give people lessons on the things you’re able to do. Many people would rather learn privately rather than in groups. You can teach things, like music or photography, out of a home, for example.

Business Cards

Making business cards is important. Many online companies will make you business cards at little to no cost. Your business card needs to include the important contact data, like your name, your company name, phone number and email address. Be sure to include your email or website address. Include several ways your visitors can get in touch.

Your business name should be strong and mean something to you. Even if a business website is not yet planned out, buy that domain name as soon as possible. Domains can cost under $10 a year, and it is important to get one that is relevant to your business before someone else does. Just put up one page for now until you decide if you want to expand to a full website.

Building mailing lists that you can use in your business is a good idea. Don’t send so many emails that it seems like you are spamming. Use mailing lists to let your customers know about new specials and products. You may also use it to send a newsletter full of useful information to your customers. Don’t forget to include an ad or coupon. Add a signup box to your site so people can join.

Be sure your home business’ financial records are up-to-date and complete. When an IRS audit looms, you’ll be confident if you’ve kept all of your ducks in a row. Keeping detailed records will also help track how well your business has been doing and you can look back on monthly reports to see where you need improvement.

Starting and running any online business doesn’t need to be a long, difficult process. When you make a strong plan, stick to it and work towards your goals, the benefits of running a work from home business are astounding. It’s great to be the boss of yourself. Keep everything here in mind to run the business of your dreams!